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Terms and Conditions

Use the service. Keep it sane.

These terms govern use of the NonCents SMS program, website, and related services.

Effective date: February 20, 2026

1. Service overview

NonCents delivers personal finance account notifications and customer care messaging via SMS, plus related web pages and internal dashboard tooling.

2. Eligibility and account responsibility

3. SMS program terms

Program
NonCents account notifications and customer care
Opt-in
User provides express consent through a web form with disclosure language and consent checkbox.
Frequency
Message frequency varies based on account activity and user interaction.
Charges
Message and data rates may apply.
Opt-out
Reply STOP, UNSUBSCRIBE, CANCEL, END, or QUIT.
Help
Reply HELP or INFO, or contact support@resonantlabs.tech.

Consent is not a condition of purchase.

Carriers are not liable for delayed or undelivered messages.

4. User conduct

5. Third-party services

NonCents depends on third-party platforms (including Plaid for account linking and Telnyx for messaging). Availability can be affected by those providers.

6. Financial disclaimer

NonCents is not a broker, lender, or investment advisor. Content is informational and operational. You are responsible for your own financial decisions.

7. Limitation of liability

To the maximum extent permitted by law, Resonant Labs LLC is not liable for indirect, incidental, special, consequential, or punitive damages arising from use of the service.

8. Privacy

Your use of the service is also governed by the Privacy Policy.

9. Changes to terms

We may update these terms over time. Updated terms are effective when posted with a revised effective date.

10. Contact

Resonant Labs LLC
1137 Windmill Ln
Pittsburgh, PA 15237

support@resonantlabs.tech